uk.finance

On 1 Oct, 17:26, Andrew Wan wrote:
> I got a letter from HM Revenue & Customs saying:
>
> "Our records for the 2004-2005 tax year show that you have not paid or
> been credited with enough National
>
> Insurance contributions to make this year count towards your basic
> State Pension.
>
> You may be able to pay voluntary National Insurance contributions to
> make up the shortfall and protect
>
> your entitlement to basic State Pension.
>
> Number of Weeks needed: 8
> Total Amount required: = "
>
> Why are they saying this? I worked part-time in a job from 03/2003 to
> 09/2004. I graduated full-time
>
> education in 06/2003 and started a a part-time college course in
> 09/2003 - 09/2004. I earned less than =A390
>
> a week.
>
> Shouldn't HMRC have deducted NI from me? I remember seeing it being
> deducted from my payslips, as well as
>
> PAYE tax. Why are they bothering me now about a shortfall? I didn't
> however tell them when I stopped my
>
> job in 09/2004, did that confuse HMRC? From 09/2004 onwards I went
> back into full-time eduction without
>
> working.
>
> I phoned up HMRC and queried about this. But the guy told me to ignore
> the letter. I don't want to ignore
>
> it. Please can someone enlighten me to whether this is wrong for NI
> when I only worked 1/4 of 2004/05 tax
>
> year before going back into full-time education?

You only worked part of the year so they are asking for a small amount
of money to give you a full year. It seems like a good deal to me
unless you are certain you don't need to pay it because you have
enough full years credited.